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         Owner Terms Land               Network's Websites

   Frequently Asked Questions/ FAQ
                                         The Owner Terms Land Network LLC

  Owner Financed is part of a family of real estate websites known as the Owner Terms Land Network. We offer land for sale in many states including; Oregon, California, Nevada, New Mexico, North Dakota, South Carolina, Montana, Arizona, Colorado, and Texas. Our company offers owner financed land for sale with low down payments, no credit checks, no early payoff penalties, low monthly payments and a low interest rate.

  The Owner Terms Land Network also has a website in Oregon at Christmas Valley Realty. For land all over the United States, visit our website at Owner

  If you have any questions about any of the land we have for sale, please call us direct at 541-350-8606 or e-mail us

                                    Purchasing Land

Q. How do I purchase land from your website?
A. When you purchase land from our website, you have the choice of paying in full for the land or having us finance the land for you. 
Q.What if I want to finance the land?
A. If you decide that you want to finance the land you are buying, it is an easy process. We finance all of the land we sell as we own all of our land outright. We don't do credit checks and there is no loan to qualify for as everyone qualifies for our financing. There also aren't any early payoff penalties if you decide to payoff your property early.
Q.What if I decide I want to buy a property?
A. Once a buyer has selected the property that they want to purchase. The buyer contacts The Owner Terms Land Network LLC by using the contact form on the Contact US page of our website. The buyer may also contact us by email([email protected]) or by phone( 541-350-8606) to express their interest in the property they want to buy.
Q.What is the Buy It Now Button I see on each land listing on your website?
A. The Buy It Now Button is used for owner financed purchases. It is usually only used for the lowest down payment option. If you are wanting to put a larger down payment on an owner financed property, please contact us first.
Q.What if I want to pay cash for a property and not finance it?
A. If you decide to pay cash for a property, please contact us either by e-mail, phone, or by using the contact form on the Contact US page of our website. We then will contact you directly. Please make sure to include your phone number or e-mail address. Once we contact you, we will explain how the cash buying process works.
Q.Can you HOLD a property for me to purchase?  
A. We can't HOLD properties for buyers. Properties are available on a first come/first serve basis. 
Q.What payment methods are accepted on your website? 
A. Payments can be made by debit card, credit card, money order or personal check. 
Q.When is the property secured for me?
A. Once you send in your down payment and we receive it, this is when the property is secured for you. You may do this by paying the down payment on the property you are interested in by using a debit card or credit card. Payments can also be made by electronic checks (Ach payment) or personal check. 
Q.What happens when you receive my down payment?
A. We will then send out a sales contract ( for cash deals) or a contract for deed contract ( for owner financing deals) for the buyer to review usually within 7 business days. The buyer will then fill out the contract and return the original contract to The Owner Terms Land Network LLC. 
Q.What if I have some questions about the property I am buying?
A. Before paying down any money on any of our properties, buyers need to do their own due diligence. This will include doing their research(getting questions answered they may have about the property) and doing their due diligence on the property they are thinking about purchasing. We typically can answer most questions through e-mail or by a phone call. All properties we sell are issued title with either a Special Warranty Deed or Quit Claim Deed.GPS coordinates or directions to properties are also provided. 
Q.How long does this whole process take for Cash Deals or Owner Financed Deals?
A. Usually between 30 and 60 days as long as it is a cash sale. If it is an owner financed deal, usually under 30 days depending how fast the mail runs.
Q.What is the interest rate on Owner Financed Deals? Are there any early payoff penalties?
A. Considering that other land websites charge an interest rate of anywhere from 10% to 13%, we feel the interest rate that we charge on our financed land is very reasonable. Our interest rate on all the land we sell is 8% Also if you decide to pay off your loan early, we don't charge any early payoff penalties. All you need to do is call us up for a payoff quote. 
Q.Am I responsible for the yearly property taxes, special assessments or HOA fees if any?
A. Yes you are.

                          Developing Land/Living On Land
Q:Can I live on my property I am buying full time while making payments for my land?
A: No you can't. You can't live on the property without building a permanent, county permitted structure or developing the land. County ordinances prohibit living on properties anymore full time. You can camp on the land and enjoy your land, but there are county camping day limits so be aware. WE DON'T SELL OFF GRID NO RESTRICTIONS PROPERTIES. Please contact us about living and camping limits on properties BEFORE making any down payment on any property for sale on our website.
Q.Can I start building and developing my property as soon as I start making payments on the property?
A. No you can't. Any construction or the building of any structures, septic systems, wells, utility hookups, roads or fences during the years of this contract, must be approved by the seller in writing. If approved by the seller, then the buyer would have to obtain and pay for the proper building permits and get approval from the county that the subject property was located in. Each situation is different so we encourage buyers to contact us. We do allow developing, but it depends on if the buyer is willing to place a larger down payment down on the property they are interested in( The down payment is usually 1/3rd of the purchase price). Development is also considered for those buyers who have a great payment history with us after a few years. Proof of property insurance is required to be furnished to seller by buyer, on parcel buyer is requesting to develop. Please contact us with requests or questions.

                                                         Marijuana and Drugs
Q:Can I grow MARIJUANA on the property or manufacture illegal drugs on the property during the contract term?
A:During the term of the contract( as stated in our contract as this will void the contract), there is no marijuana growing allowed on property or the manufacturing or use of illegal drugs allowed on or near the property.

                       Buyers Due Diligence Before Purchasing Land
Q:What is Buyers Due Diligence?
A:Buyers are urged to do their own due diligence(research and get questions answered) when contacting state or county offices before placing a down payment down or making an offer to purchase land for sale on this website. All land sales purchased by cash or by land sales contract are final. It is the Buyers responsibility to do their DUE DILIGENCE on any property they are considering buying BEFORE purchasing or placing a down payment on any of the land for sale on this website. Pictures of properties for sale on our website are taken in the area and may not be of the actual land parcel that is for sale. All land parcels are sold “as-is, where is". Prospective purchasers are urged to examine and research all properties prior to buying or making an offer to purchase. All information contained in our land for sale listings has come from reliable sources or prior owners of the subject properties and is accurate to the best of our knowledge. We make no guarantee expressed or implied as to the location, condition, accessibility, terrain, build ability or information contained in these property listings. For many of the land listings on this website we use GPS maps.This GPS maps information is for the purpose of locating your property only.Prior to building a fence or any structures on your land, Buyers should contact a state licensed surveyor to mark the exact corners of your property or to get a property survey done in the county the property is located in.

                        Locating Property & Property Deeds  
Q.When do I get a deed to the property if paying on a contract for deed contract?
A. For owner financed deals, the deed will be given to the buyer after all payments have been made on the contract for deed contract. After the contract has been fulfilled, The Owner Terms Land Network LLC will then record the deed in the buyers name, in the county where the property is located in. Depending on the county, this can take anywhere from 45 days to 90 days. Basically, PROPERTY IS SOLD ON A CONTRACT FOR DEED WITH SPECIAL WARRANTY DEED EXECUTED UPON COMPLETION OF ALL PAYMENTS.
Q.What if I receive my land sales contract but don't sign or return my contract?
A. We will then cancel the sale and put the property back up for sale. Make sure you want to purchase the property, before we write up a deal for you. It can cost over $100.00 to mail out contracts and info.
Q.Is someone available to help me locate my property?
A.We aren't Realtors.Some properties we visit and some we don't. We purchase property in bulk from many different sources. We do not offer this service due to the fact that it would add to our costs and therefore add to the sale price of the property. We go to great lengths to provide accurate information in our postings regarding the location of the land. You will always be given accurate directions and or GPS coordinates to your property. GPS coordinates are usually provided on all land we sell on the land listing page. Just click the link and print out the map. We will do our best to help you locate your property.

                             How Do I Make My Monthly Payment?
Q.If I am having the property financed, how do I make my monthly payment?
A.You can make your monthly land payment on our website by finding the Make Land Payment button( top left side of website) and clicking that button. Once you pay through our website, an email receipt will be emailed to the email address you provided, confirming your transaction. You can also either be put on our billing list( if paying with your credit card or bank account) and we shall send you a monthly e-mail, or you can mail in your monthly payment. Payments can be made by debit or credit card, Ach payment or personal check. Please make sure to use your payment coupon if mailing in your payment.
Q.What is your refund/return policy?
A.All sales are considered sold, final and binding upon the buyer with receipt of the down payment. Please do your due diligence and research on properties BEFORE making a down payment on any of our properties for sale on our website.
Q.What is your website's privacy policy?
A.We will not use or distribute any of your personal information to anyone or any other company. We will release personally identifiable information to third parties and organizations when we believe it is appropriate for us to do so to comply with the law. We will also do so to cooperate with law enforcement investigations, comply with court orders or subpoenas, protect the legal rights of us and our users, or when we believe it is needed for fraud protection and/ or credit risk reduction.Our Web site protects the security of personal information you transmit to us by using Secure Sockets Layer (SSL) software, which encrypts the information you input during the transmission to us. We do not reveal your credit card number when we confirm your order.

                     When Are Monthly Payments Due? Late Fees?
Q.Are there any late fees on monthly payments? When are they due?
A. Monthly payments are due on the 5th of each month and declared late on the 15th of every month. There will be a $50.00 late fee on all payments made after the 15th of each month. There will be a $50.00 fee for all returned checks.
Q.How many land properties may one customer purchase from your website?
A.This question all depends on the buyers payment history with our company. Two parcels is usually the most any one person or company will be allowed to purchase. 
Q.What is your customer service phone number?
A. Any questions or customer service questions should be directed to our corporate phone line at 541-350-8606.

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